If you are excited
about the idea of buying your first car, but you have no idea about cars and it
makes you nervous to choose one that you will not regret
Define
your needs
What will you need the
car for? How long do you plan to have it? Evaluate your lifestyle and the
conditions under which you will use the car. It is not worth buying a sports
car or a Jeep if you are going to use them in a city; For a city, it is more
useful to buy a compact car. However, if you want the car to go on a trip from
time to time, then maybe a truck with a large trunk might suit you; In
addition, the van can be used as a bed when you do not have a place to stay.
Characteristics
of the car
Given your needs, you
must define what do you need in your car? Which aspects do you prioritize the
most? Compare between different cars what is most important to you.
Ø Size
Ø Automatic
or standard
Ø The
electrical or mechanical system
Ø Fuel
consumption
Ø Safety:
airbag and brake type
Ø Air
conditioning, stereo, computer and video
Ø Maintenance
costs: some models are more expensive or cheaper to maintain depending on the
brand and its accessories
Ø Cost
of insurance: varies depending on the model and your geographical region
Your
budget
Determine a realistic
budget for the purchase of your car. According to budget one can buy car from car dealerships
in California.
Analyze your income, expenses, and savings and calculate how much money you can
allocate per month: first to save for the down payment and then to pay the
installments of a loan. Keep in mind that the real cost of a car also includes
secondary expenses: insurance, maintenance, gasoline, verifications, parking,
etc. If you do not take into account those aspects, at the end of the month,
your portfolio will suffer enough of those expenses.
Check
your credit history
Having a good credit
history will help you get better credit (lower interest rates and more flexible
monthly payments). If you do not know if you have a credit history or what it
is, we recommend you read: All about the credit history you have always wanted
to know and are you in the credit bureau? Visit page to get more detail.
Decide
if you want to buy a new or used car
If you want to buy a
new car it is important that you ask yourself the reasons why you prefer it
like this: maybe because you know it will be in perfect condition and you will
have a guarantee, or because you want your car to last for many years. Your
reasons are valid; however, follow the following recommendations:
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