Wednesday, May 29, 2019

Which Credit Card gives the Best Reward Points?

Almost all credit cards come with reward points. These points comprise a variant of customer loyalty program to both attract and retain consumers. Companies usually entice cardholders with redeemable points that they can exchange for gifts, offers, discounts, and many such add-ons. A customer earns these points against the money they spend with their credit cards, and redeem when they have accumulated a sufficient amount for added benefits.

Most companies offer reward points based on specific usage. For example, one can use a travel credit card to earn a number of points on flight and hotel bookings, whereas a dining card may disburse points only when used for dine-outs. However, selecting a particular credit card that gives the best reward points can be confusing, given so many options present in the Indian financial market.

Factors that come into play

There are several things one should consider while selecting a credit card that offers the best reward point programs. For example, it should offer a substantial number of points against different types of purchases made with the card. Also, it should offer additional points whenever a customer reaches certain markers as a prize.

One such credit card available in India is Bajaj Finserv RBL Bank SuperCard. It offers a plethora of benefits, including one of the best reward points programs and complimentary services. SuperCard also packs the features of 4 different cards in one; it can be used as a cash card, credit card, EMI card, and a loan card, and is considered as one of the best credit cards for fuel.

What does it have to offer?

SuperCard is one of the most privileged credit cards with an exciting reward points program. Let’s take a look at what this feature rich credit card has to offer.

Welcome gift – You can get a welcome gift of up to 20,000 reward points when you sign-up for a SuperCard. It helps create a hefty base for reward point accumulation.

Milestone gifts -  You can get 20,000 reward points with additional 20,000 points as you touch spending milestones of Rs. 3,00,000 and Rs. 5,00,000 in a year. You can easily redeem these accumulated points for exciting gifts and discounts.

Regular spending – SuperCard’s reward point program offers you two reward points for every Rs. 100 spent on at a physical storefront. You can also use it as a travel credit card as you can get 20 reward points for every Rs. 100 spent on transactions made overseas.
SuperCard is easily considered as one of the best credit cards with reward point program because of its above mentioned features. It also offers several other additional benefits, for example –

Complimentary services – Another reason why you should use it as a travel credit card is because you can get complimentary lounge access for up to 8 times in a year (and unlimited paid access) if you use it to book air tickets.
You can also get complimentary movie tickets from every once a month from its partners.

Surcharge waiver – SuperCard is considered as one of the best credit cards for fuel as it offers surcharge waivers of up to Rs. 200 every month from any fuel pump in India. It is a unique offering as most credit card companies offer surcharge waivers only at pumps of specified dealers.

EMI financing – You can purchase electronics, furniture, durables, etc. using this credit card and divide the funds in EMIs. It helps you complete the repayments without straining your finance.

Bajaj Finserv also provides pre-approved offers on credit cards, unsecured and secured advances such as business loans, personal loans, home loans, and a range of other financial products. They not only simplify the process of availing credit cards or other products but also save your time. Share only some essential details online to check your pre-approved offer.

Anyone looking for a feature-rich credit card offering a substantial reward program can opt for the Bajaj Finserv RBL Bank SuperCard. Tailored to suit the various needs of any Indian, it is popularly rated as one of the best credit cards in the country. Enjoy the easy application procedure today.

Author: verified_user