As a salaried engineer with an established career, you may
want to prioritise tackling debt that you have accumulated, be it for your
education or through credit cards. Or, maybe shift your focus to other personal
goals like renovating your house or going on an international vacation. An
excellent way of obtaining finances to achieve these goals is through a
tailor-made personal loan for engineers.
One outstanding engineer loan in the market is Bajaj
Finserv’s Personal Loan for Salaried Engineers. Here you get finance up to
Rs.25 lakh at affordable engineer loan interest rates, without the need
to pledge any collateral. The loan approval is speedy as well. Your application
is processed within 24 hours, thus making it possible for you to meet pressing
financial obligations like a medical emergency in a timely manner. Repayment is
easy too, as you can choose a tenor spanning 12 to 72 months. Best of all, you
can get an engineer loan in a few quick steps. Here’s how.
Match the eligibility
criteria
Financiers generally require that you meet 3 criteria
before deeming you eligible for a loan. You should fall in within the specified
age bracket, be working at a company, and have the required minimum work
experience.If you are a salaried engineer seeking an Engineer Loan from Bajaj
Finserv, you must be between 25 and 59 years of age with a minimum of 3 years of
work experience.
Gather the necessary
documents
After verifying that you meet your lender’s eligibility
criteria, proceed to support your application with the necessary documents. The
documents you need to produce normally fall into 3 classes. These are KYC
documents comprising ID proof and address proof, income documents like salary
slips and bank statements, and documents proving your professional
qualification.
When applying for an Engineer
Loan from Bajaj Finserv, you need to submit the following.
● KYC documents like an
Aadhaar card/PAN card and passport size photograph
● Qualification certificate
such as your B.Tech or M.Tech degree certificate
● Income documents including
3 months’ bank statements and 3 months’ salary slips
Apply online or offline
The first way of filing an application is by visiting your
financier’s branch in person. This can be a convenient solution, but only if
your lender’s branch is in the vicinity. To apply with Bajaj Finserv
offline you can either choose this option, or simply or SMS ‘ER’ to 9773633633.
Keeping your busy schedule in mind, you
can apply for a Bajaj Finserv Engineer Loan onlines while you’re on the way to a
site visit or when you’re taking a break from coding. Thereafter, wait for a
representative to get back to you with an offer. Submit the necessary
documents, receive approval within 24 hours and the amount in your bank account
shortly after! In fact, if you wish to expedite the process you can check your
pre-approved offer and use it to apply hassle-free and get instant online
approval.
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